e-receipts

Whenever something breaks, I try to figure out when I bought it to work out whether it’s in warranty. I then try to work out whether I think I kept the receipt, and if so, where the hell I put it.

How’s about you could register with your bank an email address against all of your credit and debit cards? When the card-reading machine connected with your bank, the details of the transaction (the full receipt) would be transmitted to them so that they could then send you the receipt as a text file or PDF in an email—this would be called an e-receipt. I would set up my email to automatically throw these into a Receipts folder.

The shops participating in the scheme (hell, make it compulsory) would then accept a print-out of the e-receipt as evidence of purchase. If necessary, the receipt could contain a unique reference number assigned by the shop to identify the purchase to avoid fraudulent e-receipt generation.

As well as relieving my annoyance at rarely being able to find paper receipts when I need them, and saving oodles of paper at the till, they’d also provide rapid evidence of credit card cloning, something my mum suffered recently.

Thoughts?

Comments

4 Responses to “e-receipts”

  1. Roger on February 17th, 2009 12:21

    eReceipts – what a cool idea. Perhaps this should be a part of modernising the banking system.

  2. Cyril on February 21st, 2009 10:48

    I think it’s a wonderful idea…should we patent your idea Dan. We can go 50-50 on your original thought.

  3. JoBilly on February 22nd, 2009 10:48

    also, have you noticed most stores have disappearing ink receipts? i know all home depots receipts are illegable after 3 months.

  4. Dan on February 25th, 2009 09:34

    Sounds like a plan. More recent conversations suggest that in the current climate, there would be little appetite to do such value-add initiatives. Ho hum.

Leave a Reply